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Justin Klein

Appeared on:InvestTalk
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โ€œResearch shows that children who develop a healthy relationship with money early in life end up in a significantly better financial position as adults. We look and explore practical strategies for instilling sound financial habits in your kids, whether it's your kids, your grandkids, or your nephew, to help them enter the decision-making process with their eyes wide open.โ€

โ€” Justin Klein
APR 16, 2026Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors

Is a Custodial Investment Account Right for Your Kids?

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    Custodial accounts build lifelong financial habits for children

    โ€œResearch shows that children who develop a healthy relationship with money early in life end up in a significantly better financial position as adults. We look and explore practical strategies for instilling sound financial habits in your kids, whether it's your kids, your grandkids, or your nephew, to help them enter the decision-making process with their eyes wide open.โ€

    โ€” Justin Klein
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    CEMEX remains a short-term play on cyclical infrastructure

    โ€œOverall, CEMEX is in a bullish uptrend and relative strength is strong, so it's a name I'd probably continue to hold, but understand that this is probably not a set it and forget it ten-year hold. When the cycle turns, this will certainly struggle mainly because it's cyclical and they are generally a price taker with relatively thin profit margins.โ€

    โ€” Justin Klein
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    Recent software rallies are likely driven by short covering

    โ€œWhat you have to realize about bear markets in an asset class or a sector is that the rallies are often strongest in a bear market. That's because it's a lot of short covering, and I think that's what you're seeing right now in markets; it usually leads to a rollover and the downtrend continuing, but it can bounce for a number of weeks.โ€

    โ€” Justin Klein
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    Iran conflict buildup suggests prolonged geopolitical oil volatility

    โ€œWe moved 10,000 troops over there, and you don't usually move 10,000 troops halfway around the world if you're not going to use them to some degree. To me, this is a military buildup that's happening that's probably going to turn into more escalation in the coming months, keeping risk in both directions for crude as we hang around $90 to $100 per barrel.โ€

    โ€” Justin Klein
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    Manufacturing data indicates a persistent inflationary economic environment

    โ€œEmpire State Manufacturing Units came at plus 11 versus consensus negative.5, so that was positive. But prices paid increased from plus 36 to plus 51, so you continue to see a very inflationary environment where rates were up two to three basis points across the curve and Treasuries were a bit weaker on that side.โ€

    โ€” Justin Klein